Think about how much you want to monitor and update your investment choices.
Not very active
If you’re happy to sit back and let your investments follow a pre-set path, one of the three Lifestyle strategies might match your style. These strategies provide a ready-made mix of investments that automatically change as you near retirement.
You need to make sure you understand which Lifestyle strategy would work best for how you plan to take your individual account. And you need to think again if your plans change.
Very active - I’ll choose my own investments
The Freestyle option might suit you. You choose from a range of 12 funds and manage them yourself.
Please note: the whole of your individual account must be invested in either one of the Lifestyle strategies or in the Freestyle option. You can’t mix and match.