Gallagher
Gallagher are the Plan’s advisers and administrators, who support Sky and the Trustee Directors in the running of the Plan. Gallagher are your contact for any questions about the Plan. In addition to Gallagher, the Trustee Directors appoint other advisers (such as investment specialists, for example) to help them run the Plan.
Sky
Your contributions are paid by Sky to Gallagher from the payroll. Gallagher then invest the money for you, with the aim of building up your individual account.
Sky pays all of the costs involved in running the Plan, including consultancy, administration and insurances. You pay the Total Expense Ratio to the investment managers who run the funds. The charge is taken directly from your individual account by the investment managers.
Sky reserves the right to amend or discontinue the provisions of the Plan at any time.